Disclosure of Conflicts of Interest and Legal or Disciplinary Events

Pursuant to Municipal Securities Rulemaking Board (“MSRB”) Rule G-42, on Duties of Non-Solicitor Municipal Advisors, Municipal Advisors are required to make certain written disclosures to clients or potential clients which include, amongst other things, Conflicts of Interest and any Legal or Disciplinary events of KPM Financial LLC and its associated persons.

Conflicts of Interest 

Contingent Compensation: KPM represents that in connection with the execution of Municipal Financial Products, KPM may receive compensation from Clients for services rendered, which compensation is contingent upon the successful closing of a transaction and/or is based on the size of a transaction. Consistent with the requirements of Municipal Securities Rulemaking Board (“MSRB”) Rule G-42, KPM hereby discloses that such contingent and/or transactional compensation may present a potential conflict of interest regarding KPM’s ability to provide unbiased advice when entering into such transactions.  

As of the date of this writing, KPM Financial LLC represents that there are no actual or potential undisclosed conflicts of interest that KPM Financial LLC is aware of that might impair its ability to render unbiased and competent advice or fulfill its duty of care. If KPM Financial LLC becomes aware of any additional potential conflicts of interest that arise after this disclosure, KPM Financial LLC will disclose the detailed information in writing to you in a timely manner.

 Legal or Disciplinary Events 

KPM Financial LLC does not have any legal events or disciplinary history on KPM Financial LLC’s Form MA and Form MA-I, which includes information about any criminal actions, regulatory actions, investigations, terminations, judgments, liens, civil judicial actions, customer complaints, arbitrations and civil litigation. You may electronically access KPM Financial LLC’s most recent Form MA, and each most recent Form MA-I filed with the Commission at the following website: www.sec.gov/edgar/searchedgar/companysearch.html.  

As of the time this material was prepared, there have been no material changes to legal or disciplinary event disclosures on any Form MA or Form MA-I filed with the SEC. If any material legal or regulatory action is brought against KPM Financial LLC during the term of our engagement or potential engagement by you, KPM Financial LLC will provide complete disclosure to you in detail, allowing you to evaluate KPM Financial LLC, its management, and personnel.